Serving St. Louis, St. Charles & Nearby Communities
- Monday-Friday, 8:00 AM-4:00 PM
- info@cgrlegacy.com
- 1-636-251-4245
Serving St. Louis, St. Charles & Nearby Communities
ROOFING DONE RIGHT. START TO FINISH.
If hail or wind may have damaged your roof, CGR Legacy Construction can inspect and document roofing conditions, provide a construction estimate, attend the property inspection to point out observed roof conditions and answer roofing questions, and help you understand the written roofing scope. Your insurance carrier determines coverage and claim payment.
Evidence matters with insurers. Read about documenting storm damage for a claim.
CGR supports the construction side of a roof insurance claim. We are a roofing contractor, not a public adjuster, and we do not determine coverage or negotiate claim settlements.
When possible, avoid permanent repairs before the insurer has had an opportunity to inspect the claimed damage. Emergency protection needed to prevent further damage should be documented carefully.
Reports the claim, communicates with the insurer, chooses contractors, reviews policy information, and makes property decisions.
Evaluates the claim under the policy, determines coverage, reviews the loss, and determines claim payment / covered scope.
Inspects the roof, photographs and documents construction conditions, provides estimates/scopes, answers roofing questions, and performs contracted repair/replacement work.
If hired, may represent the policyholder and negotiate the insurance claim. CGR is not a public adjuster.
When insurance is involved, CGR’s value is construction clarity. We document what is physically present, prepare roofing estimates, and help the homeowner understand what the roof work involves.
The insurance company’s adjuster evaluates the reported loss for the carrier. If the homeowner wants CGR present and the timing is coordinated, CGR can attend as the roofing contractor to point out observed roof conditions, share construction documentation, and answer roofing / scope questions.
After the carrier provides a written roofing scope or estimate, CGR can review it from a construction standpoint and compare it with the roof conditions, measurements, and project requirements CGR observed.
A construction-side scope review may include:
Comparing roof quantities and measurements
Comparing listed roofing components with the planned construction
Checking whether observed damaged / required construction items are represented
Explaining construction line items to the homeowner in plain language
Preparing supporting photos, measurements, manufacturer / code information when relevant, and construction estimates for review
The carrier determines what is covered and what it will pay. CGR can explain construction differences and provide supporting contractor documentation, but does not negotiate the insurance claim on the homeowner’s behalf.
CGR inspects the roof and records visible construction conditions.
If the homeowner is pursuing a claim, the homeowner contacts the insurer / agent and follows the carrier’s reporting instructions.
The insurer schedules its adjuster. CGR may attend if requested and coordinated to point out observed roof conditions and answer roofing questions.
CGR compares the written roofing scope with observed conditions and the contractor estimate from a construction standpoint.
The homeowner reviews the available information and contracts for the appropriate repair or replacement work.
CGR performs contracted construction, cleanup, and normal completion documentation.
Broad hail/wind restoration, urgent conditions, repair vs replacement.
Bruising, granule loss, impact marks, collateral damage, hail-specific inspection.
Lifted / creased / missing shingles, exposed materials, wind-specific repair needs.
If the homeowner already knows the issue but not the scope.
Real customer feedback is one of the clearest ways to understand what it is like to work with a roofing and construction company. The reviews below should be pulled directly from published customer sources and displayed with the source clearly identified.
if storm damage may be involved, CGR can inspect and document the roof, explain the construction conditions, and prepare the roofing-side next step. If you already have a carrier roofing scope, bring it with you and we can review it from a construction standpoint.
Clear roof information.
Construction-focused documentation.
No claim guarantees.
